The FTC is the agency of the United States Federal Government committed to protecting consumers from fraudulent, deceptive companies. The FTC has sent out this warning regarding credit repair service:
Do yourself a favor and save some money, too... Everyday, companies nationwide appeal to consumers with poor credit histories. They promise, for a fee, to clean up your credit report so you can get a car loan, a home mortgage, insurance, or even a job. The truth is, they can’t deliver. After you pay them hundreds or thousands of dollars in fees, these companies do nothing to improve your credit report; most simply vanish with your money.
The basic message of the warning? Avoid credit repair service. Repair bad credit yourself.
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Credit ResQ offers credit repair software. Our software is like a flashlight. It highlights how to dispute and what to dispute. It teaches you how to handle inaccurate payment history, duplicate accounts, I.D. Theft and more! Take charge of your credit score today!
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